Module Group 5 · India Stack · Advisors · HNI Marketplace

India's Richest Financial
Ecosystem. All Connected.

The Ecosystem & Marketplace module connects Aranidhi to the full depth of India Stack — AA framework, NSDL/CDSL, GSTN, UPI — while powering the advisor network and HNI deal marketplace.

50+
Integrations
AA
Framework
HNI
Marketplace
Real-Time
Data Feeds

Connected Ecosystem

  • Account Aggregator (AA) framework
  • NSDL, CDSL, CAMS, KFintech
  • GSTN, UPI, Aadhaar, DigiLocker
  • Advisor & CA partner network
  • HNI private deal & PMS marketplace
Account Aggregator

Consent-Based Real-Time Data Flow

NSDL + CDSL

Demat & Depository Integration

GSTN + Banks + UPI

GST, Banking and Payments Layer

HNI Marketplace

Deal Matching & Capital Aggregation

Advisor / CA Ecosystem

Human + AI Advisory at Scale

Aranidhi's Advisor ecosystem gives financial advisors and CAs the infrastructure to serve hundreds of clients intelligently — with controlled access, AI-generated recommendations and collaborative workflows built in.

  • Advisor dashboards with multi-client portfolio views
  • Client-level financial health scores and alert feeds
  • AI-generated recommendation drafts — advisors review, approve and send
  • Controlled override: advisors can override AI classifications for specific clients
  • Secure document collaboration and shared notes per client
  • Role-based access — advisors see only what clients grant them
See it in action
Human + AI Advisory at Scale

India Stack Integration Layer

Built on India's Financial Infrastructure

Aranidhi is India Stack native — not a bolt-on. Every integration is deep, consent-driven and designed for the Indian regulatory environment, enabling real-time data flows from the entire Indian financial ecosystem.

  • Account Aggregator (AA) framework: consent-based, real-time data access
  • NSDL & CDSL: demat holdings, transaction history, corporate actions
  • GSTN: GST return data, B2B invoice matching, tax credit intelligence
  • Banks & UPI: account statements, UPI transaction flows, standing instructions
  • Broker & Insurance APIs: trade confirmations, policy data, premium schedules
  • All integrations are RBI AA-compliant with revocable consent
See it in action

HNI Marketplace

The First Intelligent Financial Marketplace for HNIs

Aranidhi's marketplace identifies HNI clients, aggregates their demand for premium financial products, and matches them directly with PMS houses, PE funds and insurance providers — eliminating brokerage layers and creating negotiating power.

  • HNI identification engine: surface clients with ₹50L+ investable surplus
  • Pooled capital aggregation for PMS, hedge funds and PE deals
  • Insurance negotiation: pool client demand for group rates on term/health policies
  • Deal matchmaking: connect HNI capital with curated investment opportunities
  • Brokerage elimination: direct issuer-to-investor connections
  • Market demand intelligence: aggregate signals for institutional product teams
See it in action
The First Intelligent Financial Marketplace for HNIs
Performance-Based Pricing

You Pay Only When You Profit

Aranidhi charges a small percentage on your actual returns — not a flat subscription fee. No returns, no charge. Pure alignment of interests.

Minimum eligibility: ₹10 Cr total net worth or ₹5 Cr digital & liquid portfolio

Returns-Based Fee

Our fee is a percentage of the actual profits generated — charged only when you gain.

Zero Flat Fees

No monthly subscription. No setup cost. No hidden charges. Your success is our business model.

Full Transparency

Every fee deduction is visible in your dashboard — auditable and SEBI-compliant.

Growth

For HNI Investors

Performance Fee

10%

on actual returns generated

Min: ₹5 Cr liquid or ₹10 Cr total
Book a Consultation
  • Unified Wealth Dashboard
  • Multi-Asset Portfolio Tracking
  • Goal Planning & Projections
  • Tax & XIRR Reports
  • Dedicated Wealth Advisor
  • Family Office Features
Most Chosen

Elite

For Ultra-HNI Investors

Performance Fee

8%

on actual returns generated

Min: ₹10 Cr total net worth
Book a Consultation
  • Everything in Growth
  • Advanced Risk Analytics
  • PMS & AIF Integration
  • Quarterly Strategy Review
  • Priority Relationship Manager
  • Estate & Succession Planning

Institutional

Family Offices & Institutions

Performance Fee

Bespoke

Negotiated based on corpus & complexity

Net Worth: ₹10 Cr+ all assets
Contact Our Team
  • Everything in Elite
  • Family Office Dashboard
  • Multi-Entity & Multi-Member
  • Private Credit & Alternatives
  • White-Glove Onboarding
  • 24×7 Dedicated Support
Enterprise-Grade Control for Every Integration

Platform Governance & Observability

Enterprise-Grade Control for Every Integration

Every API integration, every data flow and every marketplace transaction runs through Aranidhi's governance layer — with data quality monitoring, policy enforcement and incident management built in.

  • Data quality monitoring: flag stale, incomplete or inconsistent feeds
  • Pipeline health dashboards: real-time status of all integrations
  • Policy enforcement engine: automated compliance checks on data flows
  • Risk alerts: anomalies in integration behavior trigger immediate alerts
  • Incident response workflows: structured remediation for data issues
See it in action